upgraded house

Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80%…

Read More


0 Comments7 Minutes

What You Need to Know About Maximum Flood Insurance Coverage

Just one inch of water can do more than $25,000 in damage to your home, yet standard homeowners insurance won't fix it. And renters' insurance won't…

Read More


0 Comments8 Minutes

thunderstorm

Severe Storms: Are You Prepared?

The associated dangers of thunderstorms include lightening, tornadoes, strong winds, hail and flash flooding. Flash flooding is responsible for more…

Read More


0 Comments8 Minutes

blocks of wood stacked on top of one another

Rising Lumber Cost and How It Might Impact Homeowners Insurance

Here in the Garden State, our roughly 130 miles of beautiful sandy beaches to the east and Kittatinny Mountains to the west make us prone to all…

Read More


0 Comments8 Minutes

a flooded road with blog title overlay

All You Need To Know About Flood Risk Rating 2.0

Today we wanted to update you on Flood Risk Rating 2.0, which is an update to the method that The Federal Emergency Management Agency (FEMA) uses for…

Read More


0 Comments3 Minutes

get-to-know-your-neighbor-McMahon

10 Tips for Beach Condominium Owners

  As a condominium unit owner, you have the risks of both an association member, property manager, and a homeowner. We recognize these…

Read More


0 Comments7 Minutes

stop-for-pedestrian-crossing

NJ Pedestrian Safety is a Two-Way Street

Nobody’s perfect. That’s why you buy liability insurance: You can avoid financial ruin if you accidentally cause major injuries or property damage to…

Read More


0 Comments7 Minutes

hands covering a model house, car, and family like a shield

What Is Umbrella Insurance and Do I Need It?

There are many reasons why you could end up on the receiving end of a lawsuit. Each year in the United States there are more than 40 million lawsuits…

Read More


0 Comments8 Minutes

pen and calculator on top of papers

How Important Is Business Insurance?

Do you own or manage a small business? Are you wondering if you need business insurance? You may know that basic insurance coverage is a good idea…

Read More


0 Comments7 Minutes

red emergency sign outside hospital

5 Types of Personal Insurance, Explained

No one wants to think about having to use personal insurance. We'd all like to believe that life is free of error and mishaps, but it is far from…

Read More


0 Comments8 Minutes