Understanding the 80% Rule for Home Insurance
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80%…
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What You Need to Know About Maximum Flood Insurance Coverage
Just one inch of water can do more than $25,000 in damage to your home, yet standard homeowners insurance won't fix it. And renters' insurance won't…
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Severe Storms: Are You Prepared?
The associated dangers of thunderstorms include lightening, tornadoes, strong winds, hail and flash flooding. Flash flooding is responsible for more…
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Rising Lumber Cost and How It Might Impact Homeowners Insurance
Here in the Garden State, our roughly 130 miles of beautiful sandy beaches to the east and Kittatinny Mountains to the west make us prone to all…
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All You Need To Know About Flood Risk Rating 2.0
Today we wanted to update you on Flood Risk Rating 2.0, which is an update to the method that The Federal Emergency Management Agency (FEMA) uses for…
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10 Tips for Beach Condominium Owners
As a condominium unit owner, you have the risks of both an association member, property manager, and a homeowner. We recognize these…
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NJ Pedestrian Safety is a Two-Way Street
Nobody’s perfect. That’s why you buy liability insurance: You can avoid financial ruin if you accidentally cause major injuries or property damage to…
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What Is Umbrella Insurance and Do I Need It?
There are many reasons why you could end up on the receiving end of a lawsuit. Each year in the United States there are more than 40 million lawsuits…
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How Important Is Business Insurance?
Do you own or manage a small business? Are you wondering if you need business insurance? You may know that basic insurance coverage is a good idea…
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5 Types of Personal Insurance, Explained
No one wants to think about having to use personal insurance. We'd all like to believe that life is free of error and mishaps, but it is far from…
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