The Risk is Real, Wherever You Live

Thursday, August 18, 2016

Record level flooding has caused damage to over 40,000 homes in Louisiana this week. About 20,000 people and pets have been rescued since the flooding began last Friday.

All it takes is a few inches of water to cause thousands of dollars in damage to your home and its contents.

Most homeowners insurance doesn’t cover flood damage. Federal disaster assistance is not always available after a flooding event- and if it is, it’s usually a loan that must be repaid, in addition to your mortgage.

Even if you’re not in a ‘high-risk’ flood area, it’s recommended that you have flood coverage. A
Preferred Risk Policy (PRP) is a relatively low cost policy that can help reduce your financial burden and make it easier to repair damages and make your house a home again.

Every year, thousands of people learn the hard way that you don’t need to live near a river or coastline to face a flood. Floods are the number 1 natural disaster in the United States, yet only a fraction of homes are financially protected against the cost of flooding with flood insurance. Homes outside of high-risk areas qualify for PRPs which offer the same quality of coverage as a Standard Flood Insurance Policy, providing you with both building and contents options.

Most policies have a 30 day waiting period so don’t wait! Call us today to learn more.