How Much Is Flood Insurance and Is It Worth It?

Floods aren't as visible as fires from afar, but they can cause the same devastation to your home without the hype. In fact, 1 inch of water can…

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Don’t Get Fried by Uninsured Losses

If you’re a quick-service restaurant (QSR) owner or have ambitions to become one, you know these businesses can be quite lucrative. Most Americans…

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After Home Improvements, Update Your Homeowners Insurance

There is a boom in home improvements this year. Whether your addition budget is large or small, you are adding both the value of your home and your…

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7 Most Common Mistakes When Shopping for Insurance

When shopping for insurance, many people make costly mistakes that result in them overpaying for their policies. In fact, Americans overpay for car…

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Home Based Business Insurance Is More Important Than Ever

In the wake of the global COVID-19 pandemic, the world has changed in a series of dramatic ways, with many striking changes and effects directly…

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Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80%…

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Why You Should Consider Umbrella Insurance

There are so many different insurance plans for companies to choose from today, which can make it feel like it is almost impossible to know where to…

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What You Need to Know About Maximum Flood Insurance Coverage

Just one inch of water can do more than $25,000 in damage to your home, yet standard homeowners insurance won't fix it. And renters' insurance won't…

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Severe Storms: Are You Prepared?

The associated dangers of thunderstorms include lightening, tornadoes, strong winds, hail and flash flooding. Flash flooding is responsible for more…

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Rising Lumber Cost and How It Might Impact Homeowners Insurance

  Here in the Garden State, our roughly 130 miles of beautiful sandy beaches to the east and Kittatinny Mountains to the west make us prone to…

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All You Need To Know About Flood Risk Rating 2.0

Today we wanted to update you on Flood Risk Rating 2.0, which is an update to the method that The Federal Emergency Management Agency (FEMA) uses for…

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10 Tips for Beach Condominium Owners

  As a condominium unit owner, you have the risks of both an association member, property manager, and a homeowner. We recognize these…

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