flooded living room with couch and chair under water

How Much Is Flood Insurance and Is It Worth It?

Floods aren't as visible as fires from afar, but they can cause the same devastation to your home without the hype. In fact, 1 inch of water can…

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Restaurant Food

Don’t Get Fried by Uninsured Losses

If you’re a quick-service restaurant (QSR) owner or have ambitions to become one, you know these businesses can be quite lucrative. Most Americans…

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7 Most Common Mistakes When Shopping for Insurance

When shopping for insurance, many people make costly mistakes that result in them overpaying for their policies. In fact, Americans overpay for car…

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Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80%…

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What You Need to Know About Maximum Flood Insurance Coverage

Just one inch of water can do more than $25,000 in damage to your home, yet standard homeowners insurance won't fix it. And renters' insurance won't…

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thunderstorm

Severe Storms: Are You Prepared?

The associated dangers of thunderstorms include lightening, tornadoes, strong winds, hail and flash flooding. Flash flooding is responsible for more…

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Rising Lumber Cost and How It Might Impact Homeowners Insurance

Here in the Garden State, our roughly 130 miles of beautiful sandy beaches to the east and Kittatinny Mountains to the west make us prone to all…

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0 Comments8 Minutes

a flooded road with blog title overlay

All You Need To Know About Flood Risk Rating 2.0

Today we wanted to update you on Flood Risk Rating 2.0, which is an update to the method that The Federal Emergency Management Agency (FEMA) uses for…

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get-to-know-your-neighbor-McMahon

10 Tips for Beach Condominium Owners

  As a condominium unit owner, you have the risks of both an association member, property manager, and a homeowner. We recognize these…

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0 Comments7 Minutes

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NJ Pedestrian Safety is a Two-Way Street

Nobody’s perfect. That’s why you buy liability insurance: You can avoid financial ruin if you accidentally cause major injuries or property damage to…

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0 Comments7 Minutes